Terms & Conditions

Last Updated: January 21, 2026

Terms & Conditions

Welcome to Ann LeFlore On Trusts (“Company,” “we,” “our,” or “us”). By accessing or using this website, including its pages, educational materials, books, products, resources, tools, consultations, downloads, and related services (collectively, the “Site”), you (“User,” “you,” or “your”) agree to be legally bound by these Terms & Conditions. If you do not agree with these Terms, please do not use this Site.

1. Website Use & Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use this Site, purchase products, access certain resources, or engage in services offered through this website. By using this Site, you represent that you meet applicable eligibility requirements and that any information you provide is accurate, current, and complete.

Unauthorized use of this Site, including copying, scraping, misuse of materials, unauthorized commercial use, interference with website functionality, or violation of security measures, is strictly prohibited.

2. Intellectual Property Rights

All content, materials, educational resources, trust-related information, books, digital products, designs, graphics, branding, downloads, templates, classes, guides, tools, videos, written materials, and other content available through this Site are the exclusive property of Ann LeFlore On Trusts unless otherwise stated and are protected by applicable intellectual property laws.

All rights are reserved.

No content may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, modified, sold, licensed, or otherwise exploited without prior written permission.

Purchases, downloads, and access are intended for personal, individual, non-transferable, and non-commercial use unless expressly authorized otherwise.

3. Products, Purchases, Payments & Refunds

We may offer books, educational materials, consultations, digital products, downloadable resources, templates, trust tools, and related products or services.

Digital Products:

Due to the nature of digital materials, downloadable products, educational resources, templates, guides, or similar instantly accessible content may be non-refundable once delivered, accessed, or downloaded unless otherwise specified.

Physical Products:

For physical books or materials, shipping, fulfillment, and delivery timelines may vary. We are not responsible for delays caused by carriers, customs, incorrect shipping details, or circumstances outside our reasonable control.

Payment Information:

You agree to provide accurate, complete, and authorized payment information. Fraudulent activity, chargeback abuse, or unauthorized transactions may result in cancellation, restricted access, or further action where appropriate.

4. Educational Purpose Disclaimer

All content, materials, books, consultations, trust education resources, and related services provided through this Site are intended for general educational and informational purposes only.

• Nothing on this Site constitutes:
  • Legal advice
  • Financial advice
  • Tax advice
  • Fiduciary services
  • Professional legal representation
  • Attorney-client relationship

You are solely responsible for consulting qualified legal, financial, tax, estate planning, or other professionals regarding your specific circumstances.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Ann LeFlore On Trusts shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising from or related to your use of this Site, products, services, educational resources, or reliance on information provided.

Your use of this Site is at your own discretion and risk.

We make no guarantees, warranties, or representations regarding uninterrupted access, specific outcomes, accuracy, completeness, or suitability for your individual needs.

6. User Conduct & Responsibilities

By using this Site, you agree not to:

• Copy, misuse, distribute, or exploit protected materials without authorization
  • Attempt unauthorized access, hacking, reverse engineering, or disruption
  • Upload malicious code or harmful content
  • Misrepresent identity or impersonate others
  • Violate applicable laws or regulations
  • Share restricted access, subscriptions, or proprietary materials improperly
  • Interfere with website security, functionality, or operations

Violation of these Terms may result in restricted access, suspension, or termination.

7. Privacy Policy

Your use of this Site is also subject to our Privacy Policy, which describes how personal information may be collected, used, protected, and managed. By using this Site, you acknowledge and accept those practices.

8. Third-Party Links & Resources

This Site may contain links to third-party websites, tools, resources, payment providers, or external platforms for convenience or informational purposes. We are not responsible for third-party content, privacy practices, terms, services, or actions.

Use of third-party resources is at your own discretion and risk.

9. Changes to Terms

We reserve the right to update, modify, or revise these Terms & Conditions at any time. Changes may be posted on this page with an updated effective date. Continued use of the Site following updates may constitute acceptance of revised Terms.

10. Suspension or Termination

We reserve the right to restrict, suspend, or terminate access to the Site, products, resources, or services where we reasonably believe misuse, violations, unlawful activity, or harmful conduct has occurred.

11. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with applicable laws based on the governing jurisdiction selected by the website owner, without regard to conflict-of-law principles.

12. Contact Information

For questions regarding these Terms & Conditions, please use the contact methods, forms, or communication channels provided through this website.